Macquarie Financial

Welcome

We want to make you feel right at home.

Welcome to Macquarie Financial and our large and growing family of customers across Canada. We provide flexible features and competitive rates both at funding and on renewal so you can shape your mortgage to meet your needs.

Best of all, we treat you like family—with special privileges, attentive care and flexible options that put you in control during every life stage and situation.

Count on Macquarie Financial for:  

• Stability: We have local expertise with the backing of one of the world’s largest and most diversified financial companies, the global Macquarie Group. Headquartered in Sydney, Australia, The Macquarie Group provides banking, financial, advisory, investment and funds management services to institutional, corporate and retail clients and counterparties around the world. The Macquarie name spans the globe through more than 70 offices worldwide—over one third of which are in North America. In fact, we’ve been offering innovative financial solutions to Canadian investors since 1999.
• Service: Our Mortgage Planners provide personalized guidance throughout the entire home financing process.
• Savings: We offer highly competitive rates today and when you renew your mortgage. Plus our flexible payment options help you save thousands over the life of your loan.
• Support: Macquarie Financial is a proud contributor to health care, education, welfare, the arts and the environment through the Macquarie Group Foundation. The Macquarie Group Foundation has been providing generous support on local, national and global levels since 1985 and has donated more than $US150 million to 1,300 community organisations. Learn more

With the stability of a large global firm, our above-and-beyond service commitment and our money-saving rates Macquarie Financial has become one of Canada’s most trusted mortgage providers—and we continue to grow every day. 

Choosing a mortgage

It’s a lot like choosing a home.

Just like your home, your home financing should suit you and your needs. So Macquarie Financial offers a wide range of mortgage products and competitive rates. Whether you're buying a new or second home, renewing, or refinancing, contact us for guidance on the best options.

Our products

Switching to Macquarie

Paying off your mortgage faster

Save on home financing

We offer highly competitive rates—now and at renewal.

At Macquarie Financial, we offer highly competitive interest rates when you acquire a new mortgage and when you renew.

Rates effective See rate card (rates apply to new applications, switches and refinances from other lenders):

Macquarie Financial Prime rate is 3.00% (effective 12:01 AM EST September 2, 2010).

Discuss your needs with a Mortgage Planner today and receive our best rate.

Renewing

When your mortgage is due for renewal, talk to us.

Renewing your mortgage is an important decision. It can have a major impact on your long-term financial plans. If your mortgage with another lender is coming up for renewal, Macquarie Financial offers a complete range of mortgage options, consistently competitive rates and can help you choose the mortgage that best fits your future.

When the time comes, Macquarie Financial is here with our preferred rates, flexible features and expert advice.

Refinancing

Leverage your home equity at a great low rate.

Refinance your mortgage to leverage the equity you’ve built in your home, add to its value or to enhance your lifestyle: Use the cash to:

• renovate to make your home more enjoyable and valuable
• make a major purchase or
• consolidate your debts into one predictable payment. 

Refinance and borrow up to 80 percent of the appraised value of your home, minus the outstanding amount of your mortgage (conditions apply). You will continue to enjoy our preferred rate and flexible options so you can save while you enjoy an enhanced lifestyle.

Speak to a Mortgage Planner for a free appraisal, to learn how much you qualify to borrow and to get assistance in setting up an application.

Your home is your castle

Our options put you at the helm.

With a Macquarie Financial mortgage, you’re in control. Our flexible features include;

• A variety of payment frequencies: Select from monthly, accelerated weekly or accelerated bi-weekly payment options. The faster you pay off your mortgage, the more money you save on interest charges
• 20–20 prepayment privileges: Each year, you have the freedom to increase your regular payments by up to 20 percent of your original payment amount. Also, throughout the year, you can make lump sum payments totaling up to 20 percent of your original mortgage amount
• Portability¹: Take your mortgage with you when you purchase a new home. If current market rates are higher than your Macquarie Financial preferred rate, this can help you save thousands in interest and avoid early repayment charges
• Assumability²: Offer potential buyers the chance to take over (assume) your mortgage. Penalty-free at the current rate, term and loan amount.

If you are a Macquarie customer you can manage your mortgage account and take advantage of these money saving options from the comfort of home.

Manage your account 

^{1 Terms and conditions apply. Subject to approval. The mortgage must be ported with same remaining term and amortization.}

^{2 Terms and conditions apply. Subject to approval. This feature is not available in the province of Quebec.}